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  • No 27 Lakshmi Takies Road, Shenoy Nagar
    Chennai, 600 030
  • +91 7010750301
  • md@srihari-associates.com

Personal Loan

Personal loans are installment loans that offer a lump sum of money upfront, to be repaid with interest through fixed monthly payments over a set term. They are often utilized for various personal financial needs, such as debt consolidation, home improvements, medical expenses, or any other purpose you require.

Flexible Terms

We offer personal loans with flexible terms ranging from 12 to 60 months, tailored to your needs.

Competitive Rates

Our personal loans come with competitive interest rates to make borrowing affordable.

Quick Approval

Enjoy fast approval and disbursement of funds, often within 24 to 48 hours.

Our personal loans are designed to be easy to access, with no collateral required and fixed monthly payments, so you know exactly what your obligations are. Whether you need to consolidate debt or cover an unexpected expense, we're here to help with flexible, affordable options.

Analyze Your Financial Situation

Before taking out a personal loan, it’s essential to evaluate your financial situation. Consider factors such as your income, existing debts, and your ability to make timely payments.

Develop a Repayment Plan

Creating a structured repayment plan is crucial. It helps ensure you can repay the loan comfortably over the agreed-upon period without affecting your day-to-day financial stability.

1. What is the eligibility for a personal loan?
To be eligible for a personal loan, you typically need to have a steady income, a good credit score, and meet other financial criteria as set by the lender.
You can improve your chances by maintaining a good credit score, reducing existing debts, and providing accurate information on your application.
Personal loans are usually processed quickly, with approvals often taking 24 to 48 hours, depending on the lender.
You can use a personal loan for various purposes, including debt consolidation, home improvement, medical expenses, or any other personal financial needs.
Interest rates vary depending on the lender and your creditworthiness. We offer competitive rates to make borrowing affordable.
  • No collateral required
  • Fixed monthly payments
  • Flexible repayment terms
  • Fast approval process
  • Use for various personal needs
  • Competitive interest rates
  • Easy application process
  • No hidden fees